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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (75744 reviews)

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4.90

Based on 75,744 reviews, last reviewed 18th Apr 2026

2299200% increase in 5 star reviews

in the past 90 days

6400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Got my creditrating up again Got my credit rating up again , been with them 20 years Reviewed on: 18th April 2026

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75744)

Good alternative to card

Well paypal credit is good alternative compare to credit card as interest rate is low and also you get plenty option to choose from. Reviewed on: 13th June 2022

Excellent service and great support.

My experience was excellent just simply because of an outstanding customer support and freedom of managing your payments and feeling confident throughout the process. Thank you! Reviewed on: 13th June 2022

Perfect for those online purchases

Works perfectly for me when I make purchases over £99 and can use the 0% offer. Makes it a bit easier during these times to spread payments and not worry about interest popping up Reviewed on: 13th June 2022

Love PayPal

Great customer service, I feel I'm being looked after, everything is clear and easy to understand. I love using PayPal for small and bigger shopping. Super convenient! Reviewed on: 13th June 2022

Excellent

I bought a lot stuff with PayPal Credit. There are a lot of flexible options for repayments at the zero interest rate. I have used it multiple times and will keep using it. Reviewed on: 13th June 2022

Easily the best credit provider

Easy to use, communication excellent and updates frequent. Reviewed on: 13th June 2022

Easy and flexible

Do a lot of my shopping with PayPal Credit. I have the flexibility if I don't want to pay it all back in one go. Makes checking out fast and simple Reviewed on: 13th June 2022

Great service

Have used PayPal credit a few times for various different purchases and it is easy to use and make payments on. Great service Reviewed on: 13th June 2022

Thank god for PayPal credit

Without PayPal Credit I wouldn’t have been able to book a flight. The application process was easy and you were approved almost straight away. I like how it makes it “affordable” by splitting the cost over 4 months with 0% interest Reviewed on: 13th June 2022

Shopping made easy

We newly moved home and needed lots of stuff for new home so we used PayPal credit for our online shoppings which made our shopping easier Reviewed on: 13th June 2022

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