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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145399 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145399)

Easy to use, great products.

Easy to use, great products. Love the 4months 0% interest, really helps me manage my finances Reviewed on: 16th April 2026

never a problemgreat credit experience and clear

never a problem and clear and detail about the statement Reviewed on: 16th April 2026

Excellent and fantastic

Excellent and fantastic to be honest Reviewed on: 16th April 2026

In all my experience of buying and selling ebay back...

In all my experience of buying and selling ebay backed by PayPal is second to non plus purchases through PayPal are piece of mind backed by their security and promise best in the industry I believe Reviewed on: 16th April 2026

Only issues I’ve ever had with PayPal

Only issues I’ve ever had with PayPal is when Ryan air charged me for 2 flights and the customers service was quite poor and I didn’t get my money back dispute provider substantial evidence Reviewed on: 16th April 2026

I use PayPal for the security of my payments, have b...

I use PayPal for the security of my payments, have been scammed a couple of times and they have always sorted the issue for me Reviewed on: 16th April 2026

Always a handy tool when you need that extra time to...

Always a handy tool when you need that extra time to pay for an essential item. Reviewed on: 16th April 2026

Easy app to use Interest free credit over 4 months...

Easy app to use Interest free credit over 4 months Reviewed on: 16th April 2026

There’s a zero communication between PayPal and cust...

There’s a zero communication between PayPal and customer Reviewed on: 16th April 2026

Great option to space out payments

Great option to space out payments Reviewed on: 16th April 2026

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