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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145420)

Great experience, life is amazingly better with Paypal

Great experience, life is amazingly better with Paypal Reviewed on: 16th April 2026

A great way to keep a check on your finances and han...

A great way to keep a check on your finances and handle payments. Reviewed on: 16th April 2026

Exceptionally good credit service- 4 months interest...

Exceptionally good credit service- 4 months interest free credit on purchases over £100 is great for lifting the financial pressure we are are feeing at the moment. Accounts are easy to set up and easy to manage too. Reviewed on: 16th April 2026

It was quite smooth experience and went easy and no...

It was quite smooth experience and went easy and no issues Reviewed on: 16th April 2026

I love how PayPal innovates, adds new products, and...

I love how PayPal innovates, adds new products, and different features for payment, rewards, and sharing experiences. I use it a lot, it also helps to spread the costs and 'pay in 3' feature. Recently, I also applied for the Credit PayPal, very useful. The process was super fast, I got the deci8in 1 minute. I would recommend to everyone who does many financial transactions. Reviewed on: 16th April 2026

Siempre correcto y se adapta a mis necesidades

Siempre correcto y se adapta a mis necesidades Reviewed on: 16th April 2026

It’s a convenient way to spread the cost of online p...

It’s a convenient way to spread the cost of online purchases without needing a physical card. It often offers 0% interest for a few months on larger purchases, making it useful for short-term budgeting. You can use it instantly at checkout anywhere PayPal is accepted, which makes payments quick and easy. It also comes with PayPal’s buyer protection, giving extra reassurance when shopping online. Overall, it’s a simple and flexible option for managing payments. Reviewed on: 16th April 2026

Magnificent

My experience with PayPal Credit is so sothing. Flexible, using online and in store . Reviewed on: 16th April 2026

Easy to use interest free credit

Easy to use to finance some larger household purchases we have made allowing us to spread the cost interest free. Reviewed on: 16th April 2026

I don't have much to say except I'm happy with how t...

I don't have much to say except I'm happy with how things are working Reviewed on: 16th April 2026

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