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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145425 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145425)

Siempre correcto y se adapta a mis necesidades

Siempre correcto y se adapta a mis necesidades Reviewed on: 16th April 2026

It’s a convenient way to spread the cost of online p...

It’s a convenient way to spread the cost of online purchases without needing a physical card. It often offers 0% interest for a few months on larger purchases, making it useful for short-term budgeting. You can use it instantly at checkout anywhere PayPal is accepted, which makes payments quick and easy. It also comes with PayPal’s buyer protection, giving extra reassurance when shopping online. Overall, it’s a simple and flexible option for managing payments. Reviewed on: 16th April 2026

Magnificent

My experience with PayPal Credit is so sothing. Flexible, using online and in store . Reviewed on: 16th April 2026

Easy to use interest free credit

Easy to use to finance some larger household purchases we have made allowing us to spread the cost interest free. Reviewed on: 16th April 2026

I don't have much to say except I'm happy with how t...

I don't have much to say except I'm happy with how things are working Reviewed on: 16th April 2026

customer service

Very good customer service and support. Reviewed on: 16th April 2026

PayPal is the best reliable payment option

You notify me when a payment is due. I love using PayPal so i am not giving my card details to anyone. You are a trusted and fab way of buying items and spreading the cost Reviewed on: 16th April 2026

Have been a PayPal user for many years.

Have been a PayPal user for many years.I have always received a first class customer service and on the rare occasion I have had to raise an issue regarding payments etc they have always been dealt with quickly and without fuss. Reviewed on: 16th April 2026

PayPal is a reliable and secure way to pay or to req...

PayPal is a reliable and secure way to pay or to request money from. Reviewed on: 16th April 2026

Easy to use

Try easy to use. Very convenient and safe. Reviewed on: 16th April 2026

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