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PayPal: PayPal Credit reviews

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4.90
Based on 76,009 reviews, last reviewed 18th Apr 2026
2322700% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience PayPal has been great, everything in app is so easy to understand and highly protected. Love Reviewed on: 18th April 2026
Clare's avatar
Clare

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76009)

Great credit scheme

5
Paypal provides a great scheme for credit about £99 with 0% interest for 4 months. I have enjoyed their schemes for more than 10 times with no issue. Reviewed on: 13th June 2022
Medha G's avatar
Medha G

Tops

5
Easy to deal with and good communication. (Plus good offers) Reviewed on: 13th June 2022
Eddie Andrews's avatar
Eddie Andrews

Great rates

5
Pay pal credit has good and affordable interest rates. I am a happy customer. Reviewed on: 13th June 2022
Christine Campion's avatar
Christine Campion

Great for emergencies

5
Needed for an item needed before payday Reviewed on: 13th June 2022
joanne harris's avatar
joanne harris

So handy and reliable

5
Fantastic service and always on hand and online when I am. Reviewed on: 13th June 2022
Gareth Hicks's avatar
Gareth Hicks

Best flexible payment options

5
Great payment options take 3 0% Reviewed on: 13th June 2022
Mark Mace's avatar
Mark Mace

Easy Peasy!

5
I have been using PayPal for many transactions and have always wondered why I needed intermediary to spend. PayPal credit card fixed that for me! Easy to apply, ready to use…can’t wait to use in store too. Reviewed on: 13th June 2022
Oluwaseun Oluwaranti's avatar
Oluwaseun Oluwaranti

Excellent service

5
Excellent experience No hassles at all Reviewed on: 13th June 2022
KINGSTONE CHIFODYA 's avatar
KINGSTONE CHIFODYA

A great overall option

5
I love PayPal. I get really anxious when buying things online because I’m always worried about being hacked but PayPal allows me to pay through them securely. As well as that I have PayPal credit which has been a great credit option; I can spend the credit it loads of shops and it has come in handy in a lot of situations. I have recommended PayPal to many people and they have all had the exact same experience. We love it! Reviewed on: 13th June 2022
Nadine Hunt's avatar
Nadine Hunt

Quick easy payment plan

5
I was impressed how easy it was to arrange a 4 payment interest purchase Reviewed on: 13th June 2022
Graham Marshall's avatar
Graham Marshall

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