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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145428)

Have been a PayPal user for many years.

5
Have been a PayPal user for many years.I have always received a first class customer service and on the rare occasion I have had to raise an issue regarding payments etc they have always been dealt with quickly and without fuss. Reviewed on: 16th April 2026

PayPal is a reliable and secure way to pay or to req...

5
PayPal is a reliable and secure way to pay or to request money from. Reviewed on: 16th April 2026

Easy to use

5
Try easy to use. Very convenient and safe. Reviewed on: 16th April 2026

Great easy access service very reliable

5
I’ve had no issues using the PayPal credit app, easy service and clear information visible. Reviewed on: 16th April 2026

Excellent from start to finish, no worries or issues...

5
Excellent from start to finish, no worries or issues, able to check remaining balance with ease, support is one of a kind and always able to help. Reviewed on: 16th April 2026

Safety first

5
I feel safe spending money online with the procedures in place Reviewed on: 16th April 2026

I have not had issue with paypal credit and have use...

5
I have not had issue with paypal credit and have used it internationally too. I could not recommend enough. I never had to contact customer service because they’re that good. Super convenient and hassle free. Reviewed on: 16th April 2026

Terrific wonderful service provider

5
Terrific wonderful service provider Reviewed on: 16th April 2026

Good and great value for money.

4
Good and great value for money. Always helpful to customers Reviewed on: 16th April 2026

I find PayPal and PayPal credit the most convenient...

5
I find PayPal and PayPal credit the most convenient and safest way to pay online. I would not use any other means of paying when shopping on line etc. Reviewed on: 16th April 2026

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