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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145429 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145429)

I find PayPal and PayPal credit the most convenient...

I find PayPal and PayPal credit the most convenient and safest way to pay online. I would not use any other means of paying when shopping on line etc. Reviewed on: 16th April 2026

My Go-To for Safe and Easy Payments Worldwide

I’ve been using PayPal for quite some time now, and I honestly couldn’t recommend it enough. The whole experience is seamless—from setting up an account to making payments both at home and abroad. Everything is straightforward, quick, and incredibly user-friendly. What really stands out is the customer service. On the rare occasion I’ve needed support, the team has been helpful, responsive, and genuinely reassuring, resolving any issues with ease and professionalism. Whether I’m shopping online, sending money to family, or paying while travelling, I always feel confident and secure using PayPal. It takes the stress out of payments and makes everything so convenient. An all-round excellent service that I trust and rely on every day! Reviewed on: 16th April 2026

Easy online payments

Always easy to pay from most online retailers, if there’s not a pay with PayPal option there’s even a card you can pay with now! Reviewed on: 16th April 2026

Service Good All The Time .

When I have a query, it’s sorted in no time . Reviewed on: 16th April 2026

Reliable, cost effective and never a problem

It’s always there when you need it, cost effective with different options. Always easier to deal with if there is an issue with any purchase. Will always use. Reviewed on: 16th April 2026

My PayPal account helps me with my day to day life ,...

My PayPal account helps me with my day to day life , by saving and paying bills . Reviewed on: 16th April 2026

Jason Smith

Love the pay in three option and the 0% interest on purchases paid in the allotted time. Reviewed on: 16th April 2026

Highly recommend

Very good, and easy to use with added buyer protection Reviewed on: 16th April 2026

I trust PayPal

I have used PayPal credit for many years and I love how easy it is to keep a track and ensure all payments are legitimate. I especially like the 4 months interest free option when making bigger purchases , holidays, furniture etc.. Reviewed on: 16th April 2026

Great and safe way to pay for goods

Paying through PayPal is as easy as using a regular credit or debit card, but Merchants won't see your card information so it protects your personal information. Reviewed on: 16th April 2026

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