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PayPal: PayPal Credit reviews

4.73
Based on 145,427 reviews, last reviewed 26th Jun 2026
4348200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026
Mini Mejo's avatar
Mini Mejo

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145430)

Great and safe way to pay for goods

5
Paying through PayPal is as easy as using a regular credit or debit card, but Merchants won't see your card information so it protects your personal information. Reviewed on: 16th April 2026

Very good rate!

5
Very good rate! I definitely use a lot on PayPal, it’s safer and secure! Reviewed on: 16th April 2026

If you mange well it’s extra wallet great.

5
If you mange well it’s great. Like having a spare wallet for unexpected things Reviewed on: 16th April 2026

It is easy to use to use in paying for transactions.

5
It is easy to use to use in paying for transactions. Reviewed on: 16th April 2026

I love paypal

5
I love PayPal as it protects my purchases and PayPal credit helps me alot when I need that extra something. PayPal is always my go to method of payment Reviewed on: 16th April 2026

Customers are top priority

5
Paypal always have the customers needs first. They are always coming up with new ideas on how to make customers lives financially easier. They are easy to deal with, always helpful and professional while being friendly. Excellent all round service making customers top priority which is very rare these days! Reviewed on: 16th April 2026

I have been with PayPal for over 20 years and love t...

5
I have been with PayPal for over 20 years and love the service and flexibility you get Reviewed on: 16th April 2026

Make life easy

5
Readily available easy to use flexible payments makes life easy, use almost anywhere anytime Reviewed on: 16th April 2026

I have never problem I feel secure when i pay...

5
I have never problem I feel secure when i pay by paypal Reviewed on: 16th April 2026

Having PayPal help buying my product and sometimes t...

5
Having PayPal help buying my product and sometimes the payment is very flexible. Amazing customer service. Reviewed on: 16th April 2026

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