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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145719 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145719)

Very good experience never had a problem

Very good experience never had a problem Reviewed on: 16th April 2026

PayPal is extremely easy to use, very easy approval...

PayPal is extremely easy to use, very easy approval process and managing after. Customer service is great, always available and straight to the point. Reviewed on: 16th April 2026

Easy to process any purchase, I like the pay in 3,op...

Easy to process any purchase, I like the pay in 3,option & use it often Reviewed on: 16th April 2026

Convenient!!!

I have used PayPal Credit and overall my experience has been good. The approval process was quick and easy, and the option to pay in instalments has been very helpful for larger purchases. The app is simple to use and payments are processed quickly. However, the interest rates can become quite high if you don’t pay on time, so you need to be careful. Also, customer support can sometimes be slower than expected. Overall, it’s a useful option if used responsibly!!!! Reviewed on: 16th April 2026

Money boost

It's good for if you need it as a little extra boost Reviewed on: 16th April 2026

Really good safe way to shop omline

Really good safe way to shop omline Reviewed on: 16th April 2026

No headaches.

No headaches. Easy end to end credit payment experience. Reviewed on: 16th April 2026

Paypal not just an amazing finance provider but also...

Paypal not just an amazing finance provider but also the best from all other finance companies. They have amazing customer service!! And the app is so easy to use to get in contact is so easy too!! Just the best Reviewed on: 16th April 2026

Excellent

I’ve used PayPal Credit for a while now, and overall it’s been a convenient way to spread the cost of purchases, especially with the interest-free periods they sometimes offer. The application process was straightforward, and it integrates seamlessly with PayPal, which makes checkout quick and easy. Reviewed on: 16th April 2026

PayPal has always been efficient & easy

PayPal has always been efficient, easy to use and customer service when needed has always been welcoming and helpful. Reviewed on: 16th April 2026

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