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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145797 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145802)

Excellent service and 100% safe, I don’t have any pr...

Excellent service and 100% safe, I don’t have any problem or issue Reviewed on: 16th April 2026

I'm very happy about PayPal.

I'm very happy about PayPal. And I think I'll continue being member of PayPal. Reviewed on: 16th April 2026

Very Good and quality service is very recommended

Very Good and quality service ang very recommended Reviewed on: 16th April 2026

Frictionless operation and very simple

Easy to use and deal with. Systems are structured really well and really easy to understand so no fine prints catching you out. Really smooth and frictionless operation all round. Great variety of payment and finance options and all extremely easy to manage via the app. Reviewed on: 16th April 2026

PayPal is simple and easy to use.

PayPal is simple and easy to use. Notifications are clear and help of always available should you need it. Its great for secure and easy payments or if you wish to pay over a period of time. Direct debit is set up and you are always advised when the next payment is due. Reviewed on: 16th April 2026

Ease of use

It was v straight forward to set up the credit facility & Paypal made it v clear to use the facility! I found it easy to access the system & would recommend the faciliry to others. Reviewed on: 16th April 2026

Really happy with the customer service.

Really happy with the customer service. Always good to know that you can speak to person. Reviewed on: 16th April 2026

PayPal is very safe and convenient for carrying out...

PayPal is very safe and convenient for carrying out any kind of transaction. Reviewed on: 16th April 2026

PayPal credit has been easy to use

PayPal credit has been easy to use and set up and with the added bonus of the virtual card it has made life even easier... it's easy to keep track of as well Reviewed on: 16th April 2026

I love PayPal and thank you for your support

I love PayPal and thank you for your support Reviewed on: 16th April 2026

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