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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145955 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145955)

High interest rates, difficult app to navigate

High interest rates, difficult app to navigate Reviewed on: 16th April 2026

The best and ever convenient account

The best and ever convenient account to use for either credit account or three pay. Also to send and receive money. Reviewed on: 16th April 2026

Great experience throughout my connection with PayPal.

Great experience throughout my connection with PayPal. I usethis for multiple situations, Gym, ticketing, school payments, etc. I would say the PayPal Credit option is blessing for me and my expenditures. Reviewed on: 16th April 2026

Easy to use and different methods of payments with p...

Easy to use and different methods of payments with parcel tracking Reviewed on: 16th April 2026

Super experiences!

Super experiences! Always looked after. Reviewed on: 16th April 2026

Reliable service

Secure and reliable service. Money sent within minutes. Reviewed on: 16th April 2026

Review of my experience with Paypal

Paypal is really good when you wish to send or receive money from/to family abroad. It is very safe and secure. Paypal also useful when you wish to make a purchase and can use Paypal Credit to pay over a period of time. I have found occasionally it is difficult to speak to someone when I feel there is an issue, it can take quite a bit of time to resolve. As we get older technology can become quite overwhelming. Reviewed on: 16th April 2026

PayPal has always been able to quickly resolve issue...

PayPal has always been able to quickly resolve issues raised against merchants. Very commendable and much appreciated. Reviewed on: 16th April 2026

Best choice

Always handy,relyable. 0% working very well. Reviewed on: 16th April 2026

Very handy, easy to use and give a breathing space.

Very handy, easy to use and give a breathing space. If the 4 month can be extended even better. Reviewed on: 16th April 2026

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