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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146083 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146083)

Always super easy and convenient to use.

Always super easy and convenient to use. Feels safe and secure to use without having to worry. Reviewed on: 16th April 2026

Fast and easy to transact plus you get flexible paym...

Fast and easy to transact plus you get flexible payments on higher purchases Reviewed on: 16th April 2026

So easy to apply.

So easy to apply. Great service. Reviewed on: 16th April 2026

Easy and fast and secure payment, with rest of mind.

Easy and fast and secure payment, with rest of mind. Reviewed on: 16th April 2026

trust worthy

always feel safe using paypal knowing my spending is protected Reviewed on: 16th April 2026

Will only pay online through paypal

I love paypal, i wont purchase things unless I can do it through PayPal. Its safe and if there is any issues they are really good at sorting it. They have different ways you can pay like the pay in 3 so a larger payment is easier to manage Reviewed on: 16th April 2026

Extremely reliable.

Extremely reliable. Always takes my payments without any technical issues. Confident and available for majority of retailers. I always feel safe using their services. Reviewed on: 16th April 2026

Great security for online shopping

Great security for online shopping Reviewed on: 16th April 2026

They offer very convenient and user-friendly service...

They offer very convenient and user-friendly services to customers, and the process is quick and smooth with them. It’s much more reliable than any other credit card Reviewed on: 16th April 2026

My experience with PayPal has really been poor, I ca...

My experience with PayPal has really been poor, I can add money to the whenever I want and they don't always follow their due date to take money, this has led to failure in paying back to the account. I believe they can do better to improve their service. Reviewed on: 16th April 2026

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