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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146128 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146128)

Easy to use very customer service is amazing

Easy to use very customer service is amazing Reviewed on: 16th April 2026

Easy accessible

Very easy to use, to pay at event, contribute for friends leaving and eating together. Reviewed on: 16th April 2026

Trustful money provider

Always when i need it, easy to use. And I like program pay in 3 Reviewed on: 16th April 2026

Its trustworthy.

Its trustworthy. If you have problem you know there is some one to help. Reviewed on: 16th April 2026

Helpful customer service

Always had brilliant service from paypal Reviewed on: 16th April 2026

I don’t understand the charge of £12

I don’t understand the charge of £12 Reviewed on: 16th April 2026

Thank you paypal

Have helped me purchase items and pay in easy instalments has helped so much Reviewed on: 16th April 2026

Easy set up.

Easy set up. Good payment options, especially the 0% interest period on larger purchases. Setting regular payments to suit your budget is easy so not missed repayments or expected charges. Reviewed on: 16th April 2026

I usually use the PPC for tools or parts purchase,...

I usually use the PPC for tools or parts purchase, very handy and easy option, I like it Reviewed on: 16th April 2026

PayPal is quick, convenient and most importantly secure

I use PayPal a lot and it’s quick and convenient. I pay outright, I use the pay in 3 instalments regularly, I have subscriptions paid through it and I have used it to transfer money directly to friends and family. It is definitely an important part of my financial support and control mechanism. Reviewed on: 16th April 2026

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