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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146168 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146168)

Paypal is easy to use

It's easy to use. When I have had a problem it has been resolved quickly. Reviewed on: 16th April 2026

Shopping

I've been using PayPal for years when shopping on eBay Reviewed on: 16th April 2026

Paypal has been reasonably useful although very easy...

Paypal has been reasonably useful although very easy to use so therefore easier to get into debt and getting out is slightly harder Reviewed on: 16th April 2026

Simple and quick to get using it.

Simple and quick to get using it. Sometimes makes it difficult to not make PayPal credit the default payment method but as long as you're aware they will try and trick you then you can change your settings and it won't affect you again. Easy to pay, easy to use. I use often and it's more convenient than the credit card for online purchases Reviewed on: 16th April 2026

I find the use of the credit card very easy.

I find the use of the credit card very easy. There is a clear display of what I have used it for and what my payments have gone yowards, before any interest is applied. This allows me to pay the debt early monopolising on the 4 months intrest fee condition. Reviewed on: 16th April 2026

Paypal credit

Straightforward experience setting up Reviewed on: 16th April 2026

Easy uncomplicated Paypal Credit

Just so easy to use with no hidden surprises. Great service with no hiccups. Reviewed on: 16th April 2026

Great experience, reliable, fast and transparent

Great experience, reliable, fast and transparent Reviewed on: 16th April 2026

Feel safe to pay knowing if something goes wrong Pay...

Feel safe to pay knowing if something goes wrong PayPal will cover my back Reviewed on: 16th April 2026

Pay pal is great and always there if uou need it

I've never had a problem with PayPal but I know that if I did it would be sorted out which is great when you pay for something you can spread the cost or pay in one Reviewed on: 16th April 2026

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