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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,151 reviews, last reviewed 18th Apr 2026
2336000% increase in 5 star reviews
in the past 90 days
6700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So easy to use, and manage your finances So easy to use, and manage your finances Reviewed on: 18th April 2026
WOODY197321's avatar
WOODY197321

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026
Muhammad Nabeel's avatar
Muhammad Nabeel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76151)

Easy, reliable and effective

5
Paypal credit has helped me spread the cost of some big value items, and is also intuitive when making smaller purchases. When I called them I got through very quickly and they answered my query promptly and sufficiently. I aim to continue to use where possible as it is really useful for online purchases and is often my preference. Reviewed on: 13th June 2022
Conor O'Sullivan's avatar
Conor O'Sullivan

Best of the best !

5
Without any problems and stupid questions . Decision in literally 3 sec . You use PayPal everywhere its such a life changing ! Easy to pay back , good promotions I would recommend to everyone ! Reviewed on: 13th June 2022
Sandra's avatar
Sandra

Great all round

5
Bought a bag on Depop using PayPal credit, got interest free for 4 months as usual as item over £99 so great. Sadly had to open a PayPal dispute as item was not as described, process was easy and swiftly resolved by PayPal and I got my money back, would have no hesitation in using PayPal credit again for my next purchase xx Reviewed on: 13th June 2022
Gez Hampson's avatar
Gez Hampson

Great reliable and trusted service

5
I can always count on Paypal as a trusted and reliable service for making purchases safely and efficiently. Worry free payments as when I have had to call PayPal their customer services have always managed to find a resolution. Thanks PayPal! Reviewed on: 13th June 2022
Silverstar's avatar
Silverstar

Flexible credit that works

5
PayPal credit allows me to manage my finances in a flexible manner and has some great offers with partners. Shopping using PayPal credit with the added security and consumer protection is a match made in heaven! Reviewed on: 13th June 2022
Gordon Heaney's avatar
Gordon Heaney

Great service

5
Excellent service as usual, always a pleasure using PayPal services and would reccomend to all. Reviewed on: 13th June 2022
OzOzia's avatar
OzOzia

Simple and effective

5
The application process was entirely painless, the interest free options are varied and useful and the 'vanilla' credit is just like you'll be used to. All in all, a useful and versatile offer that is greatly appreciated. Reviewed on: 13th June 2022
Andrew Stark's avatar
Andrew Stark

Paypal is the best

5
Papal is very convenient to use and I love it.the best 5stir Reviewed on: 13th June 2022
Omolegho Uwagboe's avatar
Omolegho Uwagboe

Safe and reliable

5
I’ve been using PayPal Credit for years now and had no issues whatsoever. I feel safe when shopping cause I know I’ll get my money back if anything where to happen. Rates are fine, statements clear and easy to understand. You know how much you’ve paid and also when and where were transactions made. Highly recommended! Reviewed on: 13th June 2022
Dorota Kala 's avatar
Dorota Kala

1000%reliable

5
It as an amazing experience as no hidden costs and pretty reasonable to use. I've been loving it. And looking forward to ues much more in future Reviewed on: 13th June 2022
Salma's avatar
Salma

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