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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146426 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146426)

I like so much, because I can pay later

I like so much, because I can pay later Reviewed on: 16th April 2026

Easy to use.

Easy to use. Points are a bonus. Reviewed on: 16th April 2026

Easy to manage

I find everything easy to manage, short term credit, instant payments and communication Reviewed on: 16th April 2026

Neutral review

I don’t normally have a board experience what I do sometimes not understand is about a different set ups and how sometimes you can set up a direct debit but sometimes you can’t so then I’ve got to remember to pay. And this is worse since we’ve had the app. Reviewed on: 16th April 2026

PayPal to the rescue!!

PayPal has been helpful for me, even when I don't have money I'm able to make purchases and not get interest for 4 months! Reviewed on: 16th April 2026

Straight forward and simple to use

Straight forward and simple to use Reviewed on: 16th April 2026

Great to contact help me when thins go wrong

Great to contact help me when thins go wrong Reviewed on: 16th April 2026

So easy to use, the interest rate it excellent

So easy to use, the interest rate it excellent Reviewed on: 16th April 2026

The payment process is seamless.

The payment process is seamless. The fact that one can link PayPal to ones traditional bank account is also a great feature. Reviewed on: 16th April 2026

I have used PayPal for numerous years it's been a gr...

I have used PayPal for numerous years it's been a great service. I have never encountered any issues with PayPal and it's straight forward Reviewed on: 16th April 2026

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