Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146443 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146443)

I have rarely had any issues when using PayPal

I have rarely had any issues when using PayPal Reviewed on: 16th April 2026

Easy to use with no fuss also a great points...

Easy to use with no fuss also a great points scheme Reviewed on: 16th April 2026

Excellent service service

Excellent service i am very happy Reviewed on: 16th April 2026

Any issues I've had have been resolved quickly.

Any issues I've had have been resolved quickly. Reviewed on: 16th April 2026

Used to buy a phone, helpful and might be handy in t...

Used to buy a phone, helpful and might be handy in the future for other purchases Reviewed on: 16th April 2026

My experience with paypal credit was excellent.

My experience with paypal credit was excellent. Easy to access during payment. Reviewed on: 16th April 2026

Limit your use with Paypal

Using it for payment, as an online account for paying into and transferring from - this service is great. However the customer service is woeful and communication lacking when they cancel the PayPal credit service I was accepted for and having used for months without notice or reasonable justification Reviewed on: 16th April 2026

I like so much, because I can pay later

I like so much, because I can pay later Reviewed on: 16th April 2026

Easy to use.

Easy to use. Points are a bonus. Reviewed on: 16th April 2026

Easy to manage

I find everything easy to manage, short term credit, instant payments and communication Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3757 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77975 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub