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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146464 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146464)

Utterly reliable and easy to use

I have used PayPal for eleven years and have experienced only excellent service. I find it clear, easy to use and utterly reliable. It is my financial tool of choice when making complex payments. I would use no other transactional service. Reviewed on: 16th April 2026

Excellent service

It works well and meets expectations Reviewed on: 16th April 2026

Buy now and pay later when on budget

Really needed to buy a printer but could not make the purchase due to a budget but with the credit I could so all in all great. Reviewed on: 16th April 2026

Works for me

Never had an issue and always had a quick answer to queries via customer services. Can't really ask for more. Reviewed on: 16th April 2026

A great platform

The fact that i can spread my repayment across 4 months has helped me avoid interest fees and charges. When I first started and did not understand a thing or two, customer service was quite helpful in guiding me. It’s a fantastic and easy to use platform Reviewed on: 16th April 2026

Easy straightforward,simple to use.

Easy straightforward,simple to use. Reviewed on: 16th April 2026

Loved how easy & convenient PayPal is to use!

Loved how easy & convenient PayPal is to use! Definitely my preferred way to pay. Reviewed on: 16th April 2026

Would recommend

Good costumer service, and hassle free to use Reviewed on: 16th April 2026

A good hassle free service,does exactly as any high...

A good hassle free service,does exactly as any high street bank Reviewed on: 16th April 2026

Always had good service from them.

Always had good service from them. Reviewed on: 16th April 2026

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