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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146492 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146492)

I like PayPal would be understatement

I like PayPal. It’s been there for me when I’ve needed it the most!never had to use their customer service so can’t judge on that one, absolutely love their “pay in 3” and “4 months 0%” as it helps a lot! The newest upgrade of virtual credit card that I can add to my Apple/android pay also stunning for those quick purchases you don’t have other cards on your person! My credit limit has not gone up, but hope it will soon! Not sure how they do their reviews BUT everything being said - better to be safe than sorry! I find the repayments that are on normal credit aren’t as pricey as other mainstream lenders and I feel much more at ease using PayPal credit. I’m also very impressed more and more retailers and other businesses use PayPal payment option! Reviewed on: 16th April 2026

easy to read quicklyeasy to understand

easy to read quicklyeasy to understand Reviewed on: 16th April 2026

Excellent customer service very easy to do everythin...

Excellent customer service very easy to do everything in the app trust worthy and stress free purchases. Reviewed on: 16th April 2026

Excellent

Good service, always there for you when is needed. Transactions convenience and always on time. And many many more. Reviewed on: 16th April 2026

Very easy

Very easy to use and do many different options Reviewed on: 16th April 2026

Easy to use jo

Easy to use and easy to pay for goods Reviewed on: 16th April 2026

Easy to use and instantly available.

Easy to use and instantly available. Works well for short-term purchases with 0% offers, but interest is high if you don’t repay on time. Best used with discipline. Reviewed on: 16th April 2026

Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxx...

Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 16th April 2026

Loving the PayPal credit at 0%

The ease of making a larger purchase without having all the money for it and still paying it back at no extra cost is amazing! Reviewed on: 16th April 2026

Excellence service

Excellent customer service always sorted my problems out if I had a problem Reviewed on: 16th April 2026

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