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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146526 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

Easy to use and run

Easy to use and run the account, clear and transparent charges and ways to avoid them for larger purchases by paying back over three months Reviewed on: 16th April 2026

A great alternative way of payment transactions

Good, I find it offer an alternative way of making payments with some layer of protection and convenience that can buffer or soften financial burden Reviewed on: 16th April 2026

PayPal is the greatest!

With PayPal, my money feels safe, i feel confident when shopping and i have never had nothing but great consumer service experience. Reviewed on: 16th April 2026

Good and convenalkisient service with great value.

Good and convenient service with great value. Reviewed on: 16th April 2026

Safe and reliable service is easy to use and can get...

Safe and reliable service is easy to use and can get help from the staff when needed Reviewed on: 16th April 2026

Just one bad experience missed payment by couple of...

Just one bad experience missed payment by couple of hours due to moving bank and was heavily charged. Reviewed on: 16th April 2026

The credit facility is great - its made everything f...

The credit facility is great - its made everything far easier for me Reviewed on: 16th April 2026

I had a good customer service since I was a member a...

I had a good customer service since I was a member and I have been very impressed with the service and everything I have done in the website up to date Reviewed on: 16th April 2026

PayPal Best way to pay

PayPal always gives protection for your purchases Reviewed on: 16th April 2026

Martin’s Review

Been using PayPal for 17 years, excellent overall experience in that time. Secure and efficient. Reviewed on: 16th April 2026

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