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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76292 reviews)

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4.90

Based on 76,292 reviews, last reviewed 18th Apr 2026

2349000% increase in 5 star reviews

in the past 90 days

6700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great to use PayPal I pay back monthly and can use t... Great to use PayPal I pay back monthly and can use that money again with no fees Reviewed on: 18th April 2026

Latest lowest rating:

1

When we are pay back money for credit card statement... When we are pay back money for credit card statements balance initially it takes time and second customers are having hard to get how much they deposi... Read more Reviewed on: 18th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76292)

Protected purchases

I had problem with an electrical item, kept getting fobbed off by the company, so I raised a dispute with paypal and was refunded my money in about a week. Reviewed on: 13th June 2022

Great company

I always use Paypal when I can. It's easy to use, the customer service is great and the interest free offers make big purchases easier to manage. Reviewed on: 13th June 2022

Great service no worries always on point.

Nothing is to much always polite and professional. Reviewed on: 13th June 2022

Very good service

With PayPal credit I have been able to buy lots of items I wouldn’t have been able to pay in one go I love the 4months interest free Reviewed on: 13th June 2022

PayPal Credit 0% for 4 Months, 5 Stars

Great alternative to a credit card, I use it for purchases over £100. Reviewed on: 13th June 2022

Absolutely amazing

Very quick and handy service Reviewed on: 13th June 2022

Just amazing

I have used this to buy big items Reviewed on: 13th June 2022

Best and easy credit

Joined credit scheme last year and it’s just amazing, from any payments big or small I always use PayPal and cannot recommend it enough. It’s so easy to use and their payment schemes makes shopping online more fun and hassle free. Love love love Reviewed on: 13th June 2022

Trusted

most trusted payment metod. always using paypal if possible. Reviewed on: 13th June 2022

Best credit provider so far in 2022

Having excellent experience with them. It's been few years now. Never had any problems. Offers are on spot and customer service is great. Reviewed on: 13th June 2022

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