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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146548)

Pay pal always there

5
Pay pal always there when purchasing and easy payment methods Reviewed on: 16th April 2026

Really easy and helpful.

4
Really easy and helpful and fast activate but 4 months is not to much, please raise it to months Reviewed on: 16th April 2026

Good experience handy service good customer bservicd

5
Good experience handy service good customers service Reviewed on: 16th April 2026

When ever a problem occurs they are able to sort it...

5
When ever a problem occurs they are able to sort it out Reviewed on: 16th April 2026

Easy and flexible

5
I find it gives me greater options for payment, it rewards my loyalty and it is easy to use. For bigger payments it allows me 3 months' interest free. So far this is working out very well for me. Reviewed on: 16th April 2026

Easy to use flexible payment methods

5
Easy to use flexible payment methods Reviewed on: 16th April 2026

Comfortable

5
Its very easy to use, comfortable Reviewed on: 16th April 2026

Been with paypal since 2006.

5
Been with paypal since 2006. Always had excellent support with any issues. Fantastic customer service and very good at resolving issues with other companies. Reviewed on: 16th April 2026

I'm able to purchase items I can only afford with 0%...

5
I'm able to purchase items I can only afford with 0% interest pay in 3 Reviewed on: 16th April 2026

Secure online shopping

5
I use PayPal too buy from multiple online shop a so my card is only registered once and they are very secure Reviewed on: 16th April 2026

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