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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

Good customer service and easy to use

Good customer service and easy to use Reviewed on: 16th April 2026

Amazing good clear payment and always clear oo how t...

Amazing good clear payment and always clear oo how to make payment Reviewed on: 16th April 2026

Good for purchases under £100 but use credit cards f...

Good for purchases under £100 but use credit cards for biger purchases as you have more cover with hhem Reviewed on: 16th April 2026

Great credit provider.

Their customers service is very good and their credit is free for 4 months before interest, so they are the best. Reviewed on: 16th April 2026

Reliable, there for you as a customer and never let...

Reliable, there for you as a customer and never let me down with their flexibility for more expensive items. Reviewed on: 16th April 2026

Great service been using paypal for 20 years always...

Great service been using paypal for 20 years always in my pocket as required for my online needs Reviewed on: 16th April 2026

Never had a problem with purchases or refunds

Never had a problem with purchases or refunds Reviewed on: 16th April 2026

Very helpful, the app is easy to use

Very helpful, the app is easy to use Reviewed on: 16th April 2026

Xtra time to pay

It's great you get pay in 3 .Also get up to 4 months interest free Reviewed on: 16th April 2026

Good easy way to pay with lots of options and...

Good easy way to pay with lots of options and secure Reviewed on: 16th April 2026

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