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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,443 reviews, last reviewed 18th Apr 2026
2362600% increase in 5 star reviews
in the past 90 days
6800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to pay when shopping online. Easy to pay when shopping online. No hassles and good choice of payment options. Reviewed on: 18th April 2026
Simone S's avatar
Simone S

Latest lowest rating:

1

PayPal push its credit facility without telling you... PayPal push its credit facility without telling you how it adversely affects your credit score even for a nominal amount. I only took it due to the di... Read more Reviewed on: 18th April 2026
Carl O's avatar
Carl O
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76443)

Easy to use

4
It's great to get 4 months free credit with purchases over £100, most websites use PayPal so it makes it easy to use. Reviewed on: 13th June 2022
Alex's avatar
Alex

Great services

5
Such a good facility and you can use it in many shops Reviewed on: 13th June 2022
lynne flett's avatar
lynne flett

PayPal Credit

5
Been using PayPal credit for a few year now and love the 0% deals offered. Have never had a problem with anything with paypal credit. Reviewed on: 13th June 2022
tracy daniel1991's avatar
tracy daniel1991

Great service

5
Great service, great offer like give 0% interest on things above £99. Reviewed on: 13th June 2022
Wasim's avatar
Wasim

super

5
super................................................................. Reviewed on: 13th June 2022
Martin Ivanov's avatar
Martin Ivanov

Easy secure credit

5
If you have a PayPal account within minutes you can apply for and use PayPal credit. Secure transactions, easy monthly payment via your PayPal account. It could not be simpler Reviewed on: 13th June 2022
Andy Miller's avatar
Andy Miller

The best value credit

5
They are without doubt the best company with interest free credit Reviewed on: 13th June 2022
Alan Thompson's avatar
Alan Thompson

Never had any issues

5
Love paypal! Being with you for years never had any issues. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

One clic away from purchasing and give you four months breathing.

5
Using it not so often, but with pleasure. Reviewed on: 13th June 2022
Velichko Radev 's avatar
Velichko Radev

0%

5
Paypal is the best. 0% for 4 months on orders over £99 Reviewed on: 13th June 2022
Tafadzwa Mapamula's avatar
Tafadzwa Mapamula

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