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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

When I want to buy something I use Paypal , because...

When I want to buy something I use Paypal , because it is easier to get and you can pay later. Reviewed on: 16th April 2026

Good stuff

Easy to use, a very fast service Reviewed on: 16th April 2026

So simple to use and navigate their app.

So simple to use and navigate their app. I’ve used them for years and think PayPal is fantastic! Reviewed on: 16th April 2026

It’s very easy to use they did very good job..

It’s very easy to use they did very good job Reviewed on: 16th April 2026

I use PayPal for all my payments.

I use PayPal for all my payments. Gives me peace of mind. Also it secure knowing you will get your money back if things go wrong. Reviewed on: 16th April 2026

PayPal credit

I'm customer for over 10 years and use PayPal credit very often for the products i don't want to pay all in one, I use for almost every purchase over £30 option in 3 months. Up to 4 months no interest so is very convinced. Reviewed on: 16th April 2026

Never have had any problems so far.

Never have had any problems so far. It helps to be able to purchase expensive goods and pay them over the 4 months Reviewed on: 16th April 2026

I strongly recommend PayPal as the leading retail fi...

I strongly recommend PayPal as the leading retail finance provider due to its unparalleled convenience, security, and global reach. Its seamless integration with online transactions ensures a smooth and efficient payment experience, making it ideal for both personal and business use. PayPal’s robust fraud protection and buyer-seller safeguards instill confidence in every transaction, reducing risks associated with online payments. Its user-friendly interface and widespread acceptance across platforms further enhance its value as a reliable financial solution. For these reasons, I believe PayPal stands out as the best choice for retail finance! Reviewed on: 16th April 2026

Everything is so easy to use

Everything is so easy to use. I really like the 4 month 0% interest on credit payments Reviewed on: 16th April 2026

Excellent

Really easy to use and when I have needed help customer service are amazing when resolving my query. Reviewed on: 16th April 2026

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