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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147769 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147769)

It was easy to use their service

It was easy to use their service Reviewed on: 16th April 2026

5 star review

Have been using PayPal for ages and I’m really happy with the service that they provide. One of my personal favourites. Reviewed on: 16th April 2026

PayPal as always been able to help me, when I need t...

PayPal as always been able to help me, when I need them and great service support brilliant Reviewed on: 16th April 2026

Always easy to use & feel safer going through PayPal..

Always easy to use & feel safer going through PayPal than paying online direct Reviewed on: 16th April 2026

Really good, keep it up!

My experience has only been good, whenever I’ve emailed or called service has been really good, keep it up. Reviewed on: 16th April 2026

Pay by credit

The previous system automatically withdrew the entire remaining balance on the fourth credit payment, which was beneficial because it ensured the debt was fully repaid without being forgotten. Reviewed on: 16th April 2026

Great way to spread the cost of larger items!

Great way to spread the cost of larger items! Easy to use and make payments online! Would definitely use for more purchases. Reviewed on: 16th April 2026

Always had a positive experience any questions have...

Always had a positive experience any questions have been answered any problems have been solved quickly and easily Reviewed on: 16th April 2026

Excellent service and allows use of PP CREDIT online...

Excellent service and allows use of PP CREDIT online with all suppliers Reviewed on: 16th April 2026

Always my safest option to use as online payment.

Always my safest option to use as online payment. Great credit interest rate. Definitely recommend to family and friends. Reviewed on: 16th April 2026

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