Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147734)

Mr paypal wow

5
Mr paypal wow what can i say it helps me so much these days just brings lots of joy when i can use it thank you so much Reviewed on: 16th April 2026

Paypal allows me to make safe transactions online an...

5
Paypal allows me to make safe transactions online and their credit system or pay in three allows lots of flexibility with a fair contract Reviewed on: 16th April 2026

Easy to use.

5
Easy to use and they leave you to your spending. I love that they don’t send reminders about payments, they just tell you when you have a payment due. Reviewed on: 16th April 2026

PAYPAL is excellent provides the services and produc...

5
PAYPAL is excellent provides the services and products you can rely on. There guidance and security is excellent and gives you a customer the confidence that your money or lending is secure. Reviewed on: 16th April 2026

Fantastic, helpful, effortless, less hassle and very...

5
Fantastic, helpful, effortless, less hassle and very simple to use and apply. Reviewed on: 16th April 2026

It has been great experience for me

5
It has been great experience for me Reviewed on: 16th April 2026

Great idea that helps customers

5
Love the pay in 3 option! Really helped me out. Reviewed on: 16th April 2026

Always had good customer service.

5
Always had good customer service. Easy to use credit platform. Reviewed on: 16th April 2026

It's very good amount of credit with low ARP and can...

5
It's very good amount of credit with low ARP and can have direct debit very easily with any bank. Reviewed on: 16th April 2026

My experience on PayPal is very nice and good.

5
My experience on PayPal is very nice and good. Was there really help me the time I was in? Need to sort all my son of My some of my nieces which I will equally advise my friends too apply for that they will benefit benefiting from paper as a good idea for me Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79005 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3758 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products