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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148241)

Great customer service

5
Being able to actually talk with a person is a big plus point when issues with a company arise. Good honest advice & knowing your problem is dealt with very well. Reviewed on: 16th April 2026

Helps when most other companies wont

5
Helps when most other companies wont Reviewed on: 16th April 2026

Amazing service

5
Amazing service, awesome product Reviewed on: 16th April 2026

No hassle.

5
No hassle. Prompt and efficient. Reviewed on: 16th April 2026

Always a good experience using PayPal

5
Always a good experience using PayPal Reviewed on: 16th April 2026

The simplicity, professionalism and high end securit...

5
The simplicity, professionalism and high end security makes PayPal the number one choice every time. Reviewed on: 16th April 2026

Easy to use and track your transaction also working...

5
Easy to use and track your transaction also working every where hassle free shopping Reviewed on: 16th April 2026

I have been able to use PayPal credit easily and it...

5
I have been able to use PayPal credit easily and it has helped me to purchase items I needed with chance to pay monthly Reviewed on: 16th April 2026

Good work

4
It would be better for payments showing on app right away when making them instead of waiting for days to keep ppl financially correct Reviewed on: 16th April 2026

Paypal is so flexible and a great service.

5
Paypal is so flexible and a great service. App is super quick to use too Reviewed on: 16th April 2026

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