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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148308 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148308)

They are the best.

They are the best. Easy to use and always protected Reviewed on: 16th April 2026

Trusted and reliable use most weeks

Trusted and reliable use most weeks Reviewed on: 16th April 2026

Good flexibility , accepted almost everywhere.

Good flexibility , accepted almost everywhere. Reviewed on: 16th April 2026

Never had a problem with buy now pay in 4 great serv...

Never had a problem with buy now pay in 4 great service Reviewed on: 16th April 2026

Is there for you, when you need, and never disapoint

Is there for you, when you need, and never disapoint Reviewed on: 16th April 2026

User friendly, flexible and secure.

So user friendly and flexible. Great options on payment and handle any claims promptly. Most secure payment system. Reviewed on: 16th April 2026

Great service, never had any issues

Great service, never had any issues Reviewed on: 16th April 2026

Great customer service

Being able to actually talk with a person is a big plus point when issues with a company arise. Good honest advice & knowing your problem is dealt with very well. Reviewed on: 16th April 2026

Helps when most other companies wont

Helps when most other companies wont Reviewed on: 16th April 2026

Amazing service

Amazing service, awesome product Reviewed on: 16th April 2026

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