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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,964 reviews, last reviewed 19th Apr 2026
2411600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is accepted in almost all retail areas that I... Paypal is accepted in almost all retail areas that I shop... Being able to spreed costs help me budget my household income when raising kids. Reviewed on: 19th April 2026
Joanne F's avatar
Joanne F

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76964)

Help when you need

5
large payment for little installments interest free Reviewed on: 13th June 2022
Nabil Elkhanagry 's avatar
Nabil Elkhanagry

Good service

5
Very good service Fit for purpose Reviewed on: 13th June 2022
Patrick's avatar
Patrick

Easy to gat PayPal credit

4
It’s really easy to get. Also it’s really helpful.1st time I get £1200 .for me I’m really satisfied Reviewed on: 13th June 2022
Shohel ahmed 's avatar
Shohel ahmed

Amazing

5
Only place that give me a credit card with reasonably Apr rating. I love thet you have 4months to pay it off before they starting charging you. Reviewed on: 13th June 2022
Rebecca 's avatar
Rebecca

Brilliant way to pay monthly for your goods.

5
Very convenient way to purchase online on monthly payments. Reviewed on: 13th June 2022
Stancho Denev 's avatar
Stancho Denev

Very quick

5
I Had money when î needed them, very quick Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

PayPal is great

5
I'm loving using PayPal Credit and Pay in 3 as it makes my life so much easier and stress-free! Thanks to these options I was able to buy so many things I love! Thanks, PayPal! Reviewed on: 13th June 2022
Val's avatar
Val

Great deals!

4
Although there are some issues regarding the collection of payment, direct debit/in app payment, everything else seems to be ok! Reviewed on: 13th June 2022
Albert's avatar
Albert

PayPal

5
Love spending the cost over 4 months interest free so easy to understand the payments choose what to pay and who Reviewed on: 13th June 2022
D W's avatar
D W

Nice

4
Only lacking of credit increase Reviewed on: 13th June 2022
Lloyd Ferrao's avatar
Lloyd Ferrao

Review PayPal: PayPal Credit now

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