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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148671 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148672)

Simple app to use. Easy friendly

Purely. Simple app to use. Used credit approved quickly. Money available immediate Reviewed on: 16th April 2026

PayPal it’s been easy...

Whenever I’ve needed to use my PayPal it’s been easy efficient and very convenient with lots of offers Reviewed on: 16th April 2026

The go to finance provider.

The go to finance provider. Always reliable. Speedy response to queries. Various options for payment. Accepted form of payment at 90% of online stores Reviewed on: 16th April 2026

Good but difficult to work out monthly payments

Good but difficult to work out what you h mg eed company each month to avoid interest when u have a mixture of interest free and non interest free transactions Reviewed on: 16th April 2026

Convenient and easy helpful to make big purchases wi...

Convenient and easy helpful to make big purchases with the 3month interest free payment option help out alot Reviewed on: 16th April 2026

Fast and reliable

I had a issue with a seller, they sent me something else and I got the refund quickly. Reviewed on: 16th April 2026

I have been with PayPal for some 15 years.

I have been with PayPal for some 15 years, I have stayed with them so long because I know I can trust them completely. All my transactions are secure, and on the few occasions I have had a problem with a supplier PayPal have always been very quick to solve the problem. I have the utmost confidence in PayPal Reviewed on: 16th April 2026

PayPal .

It’s the best way to pay by far no hassle no stress no worries it’s fantastic Reviewed on: 16th April 2026

Always had great help if any issues.

Always had great help if any issues. Very convenient & easy to use. Lots of options of how to pay. Only thing I find a bit frustrating is when a payment is made, it doesn’t come out of bank as pending & appears days after due date. Other than that, I would recommend Reviewed on: 16th April 2026

Quick and easy way to pay know messing around very r...

Quick and easy way to pay know messing around very reliable Reviewed on: 16th April 2026

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