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PayPal: PayPal Credit reviews

4.73
Based on 148,766 reviews, last reviewed 4th Jul 2026
4499750% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026
Tracy M's avatar
Tracy M

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026
Michu's avatar
Michu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148790)

Its quick and I don't have to worry about fraud...

5
Its quick and I don't have to worry about fraud Reviewed on: 16th April 2026

Great as you don't have to pay all at once.

5
Great as you don't have to pay all at once. Reviewed on: 16th April 2026

Professionals

5
Efficiency , professionalism and integrity Reviewed on: 16th April 2026

Great service

5
Easy to set up and pay off early if you want to. Reviewed on: 16th April 2026

Great service.

5
Great service. Love using it. Easy and simple to use and get help when needed. Reviewed on: 16th April 2026

PayPal enables me to purchase large cost items as ab...

5
PayPal enables me to purchase large cost items as able to pay over a period of time rather than in one go Reviewed on: 16th April 2026

Been supportful and helpful and I highly rate them a...

5
Been supportful and helpful and I highly rate them as one of the best services. Reviewed on: 16th April 2026

Recommend paypal

4
Good company if need anything sorted done straight away would recommend to everyone Reviewed on: 16th April 2026

Have money then you need it.

5
Have money then you need it.Always helps in the difficult situations. Reviewed on: 16th April 2026

Love the pay on 3 no interest option

5
Love the pay on 3 no interest option Reviewed on: 16th April 2026

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