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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148767 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148768)

I’ve found PayPal credit to be good value for money.

I’ve found PayPal credit to be good value for money. It’s easy to use, follow and understand. I appreciate being able to have the option of pay in 3 months terms. Sometimes it’s been a lifeline for larger purchases. Reviewed on: 16th April 2026

If I've had any problems or issue PayPal are always...

If I've had any problems or issue PayPal are always on hand to sort it out Reviewed on: 16th April 2026

Simplistic

Easy to apply easy to understand terms , excellent value Reviewed on: 16th April 2026

When I pay with Paypal I feel safe and comfortable.

When I pay with Paypal I feel safe and comfortable. Customer service is 5 stars. Reviewed on: 16th April 2026

David Mitul like Pay Pal Credit

I like everything there. Easy to pay to my friends. Quite often using pay in 3 . Helps me a lot . Just recently got my first paypal credit card . Very easy to use! Reviewed on: 16th April 2026

Very good, and safe to use, and I would recommend to...

Very good, and safe to use, and I would recommend to everyone Reviewed on: 16th April 2026

They offered me credit where other's didn't!

They offered me credit where other's didn't. They have a wide spectrum on where you can use it which mainly helps out to feed the family. They're repayment options are what all industries should offer (pay in 3, credit options) with opportunity of not paying interest. It is a lifeline! Reviewed on: 16th April 2026

My best pal

PayPal is very good at chasing alleged scammers and would make sure you’ll get a refund! Very dependable and responsible! Reviewed on: 16th April 2026

Highly recommended

PayPal Credit is incredibly helpful for making instant purchases while allowing payments in installments. I use it often and find it convenient for managing my expenses over time. Reviewed on: 16th April 2026

Best way to pay won't use any other method

Best way to pay won't use any other method Reviewed on: 16th April 2026

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