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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148746 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148746)

I have used PayPal for many years and now with added...

I have used PayPal for many years and now with added PayPal credit card and PayPal+ it has definitely helped me in so many ways. I send a lot of money through PayPal but I also receive so works both ways. Reviewed on: 16th April 2026

Good experience for the international purchase

Good experience for the international purchase Reviewed on: 16th April 2026

Overall all great nice way to spread your expenses

Overall all great nice way to spread your expenses Reviewed on: 16th April 2026

Electric Pocket wallet

That you can use it for every day as a wallet, easy payments for daily spendings money transfer and if need can be your credit card. A few years now and always happy Reviewed on: 16th April 2026

Great app

PayPal is great for paying for stuff because its secure. Reviewed on: 16th April 2026

It’s excellent experience

It’s excellent experience as a borrower and least stressful because of promotional offers. Reviewed on: 16th April 2026

I have had an amazing experience so far

I have had an amazing experience so far Reviewed on: 16th April 2026

All good!

All good! easy to use and no issues Reviewed on: 16th April 2026

Nice to be able to spread cost and pay securely.

Nice to be able to spread cost and pay securely.Makes buying items easy and affordable.Quick and efficent and acknowledged all around the world.Known by young and old and quick for payment wirhout hassle. Reviewed on: 16th April 2026

Great having PayPal

Great having PayPal easy to use and easy to understand Reviewed on: 16th April 2026

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