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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148724 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148725)

Security with PayPal

With online shopping now being the norm, it can be very easy to get caught out by scams. I love the reliability with PayPal and the safety that using PayPal offers. So if there are ever any issues, I know PayPal is there to support me. When I see the PayPal logo I know it’s something I can trust and have faith in. Reviewed on: 16th April 2026

PayPal are really great easy to pay items with.

PayPal are really great easy to pay items with and lots of choices how to pay for your items, especially PayPal credits where you get four months to pay. And you feel safe paying with PayPal. Reviewed on: 16th April 2026

Excerlent

Always good communications and excell in delivering what i need Reviewed on: 16th April 2026

Useful in time of need

Very useful in time of need. Interest low and good to when you don't have enough money, pay in 3 time Reviewed on: 16th April 2026

always given choices how to pay which is nice

always given choices how to pay which is nice Reviewed on: 16th April 2026

I buy things thats exspensive, rather than buy full...

I buy things thats exspensive, rather than buy full payment for items in full, paypal has an excellent way for payments on flexible payments. Paypal dont pester people for there money. So i gave paypal 10 out of 10 Reviewed on: 16th April 2026

Love it been using for years, always will recommend

Love it been using for years, always will recommend Reviewed on: 16th April 2026

Straight forward and easy to use

Straight forward and easy to use Reviewed on: 16th April 2026

Great experience

It was easy without hassle. Give me opportunity to split the payment with no interest added. Reviewed on: 16th April 2026

Very happy

Very happy with PayPal. The service is always brilliant. Reviewed on: 16th April 2026

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