Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148845 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148846)

Very good, excellent.

Very good, excellent. Would recommend Reviewed on: 16th April 2026

Credit, protection and speed

PayPal credit was very helpful and accepted by many retailers and offered ideal repayment plans. PayPal as a service is very useful especially offering buyer protection on domestic and international purchases Reviewed on: 16th April 2026

Very good service and customer service

Very good service and customer service Reviewed on: 16th April 2026

THE BEST ALROUNDER FOR MY NEEDS

I use paypal credit because it allows me to make perchases at my convieience instead of waiting for payday etc. I can set my repayment to a level thats comfortable for me and i have the added protection of paypals buyer protection policy. Reviewed on: 16th April 2026

Ive found paypal incredibly useful for making purcha...

Ive found paypal incredibly useful for making purchases. What really stands out is how easy it can split the costs. Overall its a great tool if you regularly split costs or want more control over how you pay for things. Reviewed on: 16th April 2026

Efficient service,easy money transfers, customer ser...

Efficient service,easy money transfers, customer service staff have been very helpful when I've needed them. Reviewed on: 16th April 2026

Its quick and I don't have to worry about fraud...

Its quick and I don't have to worry about fraud Reviewed on: 16th April 2026

Great as you don't have to pay all at once.

Great as you don't have to pay all at once. Reviewed on: 16th April 2026

Professionals

Efficiency , professionalism and integrity Reviewed on: 16th April 2026

Great service

Easy to set up and pay off early if you want to. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3759 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79781 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub