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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149211)

Always a great experience , like the PayPal credit o...

5
Always a great experience , like the PayPal credit option and pay in 3 Reviewed on: 16th April 2026

I had few different situations ,and very difficult t...

5
I had few different situations ,and very difficult to deal,but Pay Pal customer support was always helpful and helped me to get my money back.Amazing service Reviewed on: 16th April 2026

Excellent and I would to buy more products

5
Excellent and I would to buy more products Reviewed on: 16th April 2026

Easy to manage.

5
Easy to manage. lots of payment options. Clear and easy to understand Reviewed on: 16th April 2026

Interest free credit for 4 months

5
Interest free credit for 4 months is a good deal. Reviewed on: 16th April 2026

Simply excellent, responsive and the 4 months 0 inte...

5
Simply excellent, responsive and the 4 months 0 interest is amazing Reviewed on: 16th April 2026

Excellent service easy to use..

5
Excellent service everything available in one place on the app. Easy to use. Reviewed on: 16th April 2026

no fuss credit or repayment issues

5
no fuss credit or repayment issues Reviewed on: 16th April 2026

MY RATING: VERY GOOD.

5
MY RATING: VERY GOOD. I HAVE BEEN USING IT FOR YEARS. Reviewed on: 16th April 2026

Ease of Use

4
Paypal is an easy access app for financial transactions Reviewed on: 16th April 2026

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