Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149172)

Easy, simple and quick.

Easy, simple and quick. Using PayPal credit helped save and less interest rates Reviewed on: 16th April 2026

Been great love it

Been great love it love PayPal everyone should have it so easy to pay for your goods Reviewed on: 16th April 2026

I can use my paypal any where and it is xery covenie...

I can use my paypal any where and it is xery covenient compared to other credit providers. If ive got an issues or query it gets delt woth promptly. Reviewed on: 16th April 2026

Easy stress free payments

Using pay pal for years never any issues, such a stress free method to spend online Reviewed on: 16th April 2026

Very easy making online payments.

Very easy making online payments. The pay in 3 also allows you to spread the payments for more expensive items, but at no extra cost. Reviewed on: 16th April 2026

Good and secure I always trust paypal

Good and secure I always trust paypal Reviewed on: 16th April 2026

I am really happy I have PayPal and I very often use...

I am really happy I have PayPal and I very often use them Reviewed on: 16th April 2026

Fantastic.

Fantastic. Only thing is if i wanted to changed the the date of my direct debit it isnt user friendly. Reviewed on: 16th April 2026

Got a no interest payment on a computer that I part...

Got a no interest payment on a computer that I part paid for, it has been brilliant with 0 issues Reviewed on: 16th April 2026

Great service and product

When I first applied I had a few queries and it was sorted straight away Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79933 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub