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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149133)

Love the paypal credit really helps me out when buyi...

Love the paypal credit really helps me out when buying larger purchases Reviewed on: 16th April 2026

I have a great experience with payal,i loved it.

I have a great experience with payal,i loved it.thanks for giving credit Reviewed on: 16th April 2026

Modern approach to finance.

Modern approach to finance. glad they have added a debit card option Reviewed on: 16th April 2026

No issues, easy to use, cash when u need it...

No issues, easy to use, cash when u need it Reviewed on: 16th April 2026

Good experience so far

I think paypal is good as it allows you to pay for things later over 4months if purchases are over £100 this is a good feature. Its easy to use and you get a physical card for inshore purchases also Reviewed on: 16th April 2026

Very good customer service and helpful advice

Very good customer service and helpful advice Reviewed on: 16th April 2026

Great to have them there when I need them

Great to have them there when I need them Reviewed on: 16th April 2026

Convenient, Reliable, and Easy to Use

After using PayPal for a while now, I can confidently say it's one of the most convenient ways to handle online payments. Whether it's sending money to someone, paying for purchases, or managing transactions, the whole experience feels smooth and intuitive. The interface is clean, everything is where you'd expect it to be, and the mobile app makes it even easier to stay on top of things on the go. What I appreciate most is how little friction there is — you don't need to dig out your card details every time, and checkout on supported sites is genuinely fast. It also gives you a sense of security knowing your financial info isn't being shared directly with every merchant. Overall, if you want a payment platform that just works without making you think too hard about it, PayPal does exactly that. Solid experience, would recommend. Reviewed on: 16th April 2026

Excellent overall and easy accessible most of the shops

Excellent overall and easy accessible most of the shops Reviewed on: 16th April 2026

Paypal offers instalments which is very timely and c...

Paypal offers instalments which is very timely and convenient Reviewed on: 16th April 2026

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