Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,189 reviews, last reviewed 19th Apr 2026
2433000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service. Good service. Pay in 3 and PayPal credit card is great. Reviewed on: 19th April 2026
Rob Tweed's avatar
Rob Tweed

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77189)

PayPal is second to none in its business

5
I have used PayPal for almost 15 years now and can boldly say it is as great as it can be Reviewed on: 14th June 2022
richmond tetteh's avatar
richmond tetteh

Recommendable

5
Reliable, anytime, can trust, very helpful Reviewed on: 14th June 2022
Antonina Quesada's avatar
Antonina Quesada

Easy & Simple

5
This a straight forward way to borrow money and control your finances. I find it difficult due to my brain damage, Pay Pal is the one outlet I have had no problems with. Reviewed on: 13th June 2022
Tessa Broad's avatar
Tessa Broad

Easy to use

4
I had no issues whatsoever using it. Reviewed on: 13th June 2022
Carlos's avatar
Carlos

Quick,simple affordable

5
Honestly one of the quickest and most affordable credit providers Reviewed on: 13th June 2022
Nour's avatar
Nour

Great interest rate

5
Great service provider, good interest rate, overall very happy , I would recommend it to anyone Reviewed on: 13th June 2022
Mario's avatar
Mario

Very good

5
Always protecting your money keep safe and easy shopping Reviewed on: 13th June 2022
Abdumanan's avatar
Abdumanan

Hasznalat

5
Szeretem használni, mert megkönnyíti a fizetést. Reviewed on: 13th June 2022
Karoly Antal's avatar
Karoly Antal

I love it

5
Since I have been using it ,I am relax that my goods will be deliver in good condition Reviewed on: 13th June 2022
Martins. I. Omoruyi's avatar
Martins. I. Omoruyi

Number One

5
First for me & secure, and just a click away for my purchase online. The freedom of choice, buy in 3, buy in 4, interest free. Giving the customer e.g me the power to choose how i spend in balance with my income. Excellent :) Reviewed on: 13th June 2022
paul oliver's avatar
paul oliver

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill