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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149100)

Great service

Great service,easy to speak to staff. Reviewed on: 16th April 2026

I've used paypal for ebay and other shops and.

I've used paypal for ebay and other shops and. When you know it's safe to. Shop it makes things a lot easier and a you feel so much safer, when I'm looking online to buy anything I always look to see if they except paypal Reviewed on: 16th April 2026

Great customer service with a faulty laptop where re...

Great customer service with a faulty laptop where retailer had gone bankrupt and ceased trading, Reviewed on: 16th April 2026

Anytime I have had an issue with a seller and used P...

Anytime I have had an issue with a seller and used PayPal to pay they have always listened and dealt with the problem extremely well and quickly. Always able to speak to a human very easily and always friendly. Reviewed on: 16th April 2026

Love using the app

Love using the app. Great on a daily basis Reviewed on: 16th April 2026

I find it easier, more manageable and more secure wi...

I find it easier, more manageable and more secure with online purchases knowing I have the security to fall back on. I have had purchases previously without security and the hassle of trying to fight for a refund was a losing battle. Reviewed on: 16th April 2026

all good enough except that the d

all good enough except that the d Reviewed on: 16th April 2026

Expensive watch purchase

Used them to purchase, for me anyway, an expensive watch on 12 months interest free credit without any problem. Reviewed on: 16th April 2026

Friendly staff and easy to use very good customer se...

Friendly staff and easy to use very good customer service and very helpful Reviewed on: 16th April 2026

Alwaus quick and easy.

Alwaus quick and easy.fast log in makes purchases fast and simply. Reviewed on: 16th April 2026

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