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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,275 reviews, last reviewed 19th Apr 2026
2441100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been using paypal for years great service Been using paypal for years great service Reviewed on: 19th April 2026
Martin K's avatar
Martin K

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77275)

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022
Lorri's avatar
Lorri

Convenient and easy

4
Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022
Michelle 's avatar
Michelle

Easy to use

5
PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022
Gbenga Olajugbagbe's avatar
Gbenga Olajugbagbe

excellent service

5
I applied for a paypal credit card and was accepted very quickly with a generous credit limit very easy to use and linked to my ebay account Reviewed on: 8th July 2022
Matt's avatar
Matt

easy to use

5
paypal is awesome. really streamlined and easy to use. never had any problems using payoal Reviewed on: 28th June 2022
Ussama Tayub's avatar
Ussama Tayub

Good option

4
This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022
Natasha Bell's avatar
Natasha Bell

Simple, Easy and Convenient!

5
Very convenient and easy to use. The pay in 3 option makes larger purchases easier to pay for split over 3 months, alternatively there are 0%APR over 4 month offers too. Regular email updates on payments due, and automatic minimum or full payments from your funding source ensure you won't miss a repayment and know exactly what is due when Reviewed on: 23rd June 2022
Brian Earnshaw's avatar
Brian Earnshaw

very happy

5
such easy way to manage payments Reviewed on: 20th June 2022
malcolm bushby's avatar
malcolm bushby

Wonderful company

5
Feel very safe with PayPal, especially being a widow and knowing that PayPal has everyone’s best interests! Very fair and always replies 100% thanking you all Reviewed on: 20th June 2022
Nursey's avatar
Nursey

Amazing and best value credit scheme

5
PayPal credit is the best credit scheme available and offers to allow interest free payments throughout the year for eBay have been incredible Reviewed on: 19th June 2022
v yeon's avatar
v yeon

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