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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149050 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149050)

paypal is excellent always would recommend.

paypal is excellent always would recommend. they always are on top of their game . 10 out of 10 Reviewed on: 16th April 2026

Paypal is amazing!

Paypal is very reliable and helpful for me in many ways! Reviewed on: 16th April 2026

Problem swiftly dealt with and resolved!

I had a problem a while ago with my account being paused awaiting information wanted..I did so, but was still paused..After ringing this was quickly rectified and I was back up and running..I spoke, they listened and they acted! No fob off, no waiting for days, it was done there and then on the phone! A real person..transferred and dealt with! Job done, I really appreciated that! Reviewed on: 16th April 2026

Excellent service

Its a good credit service and it has simple menu on my iphone for what i need to pay back Its also good for me because i get payed often from my job. Thats good for me because theres an option to enable credit which just takes it out automatically every month. Reviewed on: 16th April 2026

Quick, safe, and secure

Takes a couple of minutes use and you feel safe making any purchase with the security of PayPal knowing the fishers and scammers can’t intercept your card and personal details. Reviewed on: 16th April 2026

PayPal Credit has been a genuinely useful

PayPal Credit has been a genuinely useful tool in helping me manage both work-related and leisure purchases. It’s allowed me to spread the cost of essential items, making them far more affordable without immediate financial strain. For work, I’ve been able to invest in equipment I needed right away, improving productivity. On the leisure side, it’s made it easier to enjoy things I might otherwise delay or avoid. The flexibility and convenience have noticeably improved my quality of life, giving me more control over my finances while still meeting my needs and enjoying occasional extras without unnecessary stress. Reviewed on: 16th April 2026

PayPal is MyPal

Using the service is excellent and so easy and very reliable. Most of all using paypal is the only time I feel 100% safe buying online. Reviewed on: 16th April 2026

Simple and easy couldn't ask for more

Simple and easy couldn't ask for more Reviewed on: 16th April 2026

Not good, too much charges unknowingly

Not good, too much charges unknowingly Reviewed on: 16th April 2026

Very easy to use, and convenient

Very easy to use, and convenient Reviewed on: 16th April 2026

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