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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,171 reviews, last reviewed 19th Apr 2026
2431200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal makes paying quick and easy. PayPal makes paying quick and easy. Really annoys me when it isn't an option at checkout Reviewed on: 19th April 2026
Roy T's avatar
Roy T

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77171)

Best credit card ever

5
I recently purchased V11 dyson with one year free interest excellent money saving package from PayPal credit card Reviewed on: 14th June 2022
Jayne Jeffrey's avatar
Jayne Jeffrey

easy and quick payment

5
Never had any problem with credits as its very easy , clear and simple without any delay. Reviewed on: 14th June 2022
Manpreet SIngh Bedi's avatar
Manpreet SIngh Bedi

Best credit service

5
I used the 4 months 0% interest paypal credit all the time. I am not someone who deal with interests, therefore whenever I am short of cash, this is the best option for me. I love this service, please never stop this and on rare occasions i use the offer of 12 months 0% interest. It would be awesome if the 12months 0% was available for all purchases over £99 as well. I am very happy with this service. Reviewed on: 14th June 2022
Adiilah 's avatar
Adiilah

Paypal credit, one solution for all problems

5
The best best and best always, excellent, and amazing. Invited 10 of my family And friends and all loving it❤️❤️❤️❤️ Reviewed on: 14th June 2022
Ahsan mahmood's avatar
Ahsan mahmood

Flexible for everyone.

5
Since I have my paypal credit I feel better the meaning of shopping. Reviewed on: 14th June 2022
Mohammad Aminfard's avatar
Mohammad Aminfard

Best Credit facility

5
The flexibility of payment and allowance Reviewed on: 14th June 2022
Deb's avatar
Deb

Great credit provider.

5
Flawless experience. I haven’t had a single issue. Reviewed on: 14th June 2022
Calem Shaw's avatar
Calem Shaw

Easy to use

5
Quick no nonsense and simple to follow spending Reviewed on: 14th June 2022
Grem S's avatar
Grem S

Great finance option

3
Awesome finance option for online goods and being able to repay overtime. Reviewed on: 14th June 2022
Penguiny201's avatar
Penguiny201

Malik Raza

5
Best ways too pay anywhere best app in the world PayPal Reviewed on: 14th June 2022
Ali Raz's avatar
Ali Raz

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