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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145396 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145396)

Secure, safe and easy

Love the security, ease of use speed of transactions and the option to pay in 3. Reviewed on: 13th June 2026

Have it now

Total protection for you with your purchase with PP. Don’t wait until item is out of stock, get it immediately with PayPal credit. Reviewed on: 13th June 2026

I use PayPal all time

I use PayPal all the time I feel safe i’m protected. can’t really comment on customer service as I’ve never had to use it Reviewed on: 13th June 2026

Purchasing made easy

Allowed us to purchase through an easy to use platform. It was easy to manage and keep track of. Reviewed on: 13th June 2026

paypal credit us great.

paypal credit us great. I use it to buy goods on ebay and it allows me to either pay up front, or about a month later. And for larger purchases it usually gives me the option of paying in installments, I test free. The app is easy to navigate too. Reviewed on: 13th June 2026

Excellent service throughout, easy and simple transa...

Excellent service throughout, easy and simple transactions with great deals everyday. Reviewed on: 13th June 2026

Simple application process, ideal and central locati...

Simple application process, ideal and central location to manage payments. Reviewed on: 13th June 2026

I’ve used PayPal for almost a decade now across 2 co...

I’ve used PayPal for almost a decade now across 2 countries, and it’s been a positive experience throughout. Reviewed on: 13th June 2026

PayPal account used for everything

Best for everything. Had no issues. Majority of my money spent is through PayPal Reviewed on: 13th June 2026

i have used paypal for years and trust them .

i have used paypal for years and trust them using both credit and 3 payments but i like the credit most more time to pay its easy to get on to the site and i feel secure on it Reviewed on: 13th June 2026

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