Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145420 reviews)

View other PayPal products

4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145421)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal benefits

Easy to use. Easy to stayed updated with what you owe. Helps breaks putchases down into managable amoints Reviewed on: 13th June 2026

I find the PayPal card gives me peace of mind for on...

I find the PayPal card gives me peace of mind for online purchases. Reviewed on: 13th June 2026

PayPal is simple and easy to use

PayPal has always been easy to use, I find it simple to keep track of what I need to pay when using PayPal credit and pay in 3 Reviewed on: 13th June 2026

PayPal is the way forward

Easy to use. PayPal sorts out disputes easily and fairly. Loads of options for banking Reviewed on: 13th June 2026

Good convenient service.

Good convenient service that allows quick payments and deposits Reviewed on: 13th June 2026

Good PayPal, very quick and useful

Good PayPal, very quick and useful Reviewed on: 13th June 2026

Good to start to start

Good to start but it is not opening Reviewed on: 13th June 2026

Easy simple step process and the 0% interest free fr...

Easy simple step process and the 0% interest free fro 4 months is brilliant Reviewed on: 13th June 2026

PayPal is King

Awesome service, never had any issues Reviewed on: 13th June 2026

10 Years of Positive Experience with PayPal

I have been using PayPal for about 10 years, and I am extremely satisfied with the service. Initially, I started using it for added security when making online purchases, and over the years I have never experienced any issues. I regularly use the credit and Pay in 3 options, which help me manage my finances and purchasing needs effectively. I also appreciate how easy and secure it is to send money abroad. Overall, I am very happy with PayPal and would definitely recommend it to anyone looking for a safe, convenient, and reliable payment service. Reviewed on: 13th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 76388 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub