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PayPal: PayPal Credit reviews

4.90
Based on 103,376 reviews, last reviewed 10th May 2026
2423900% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service providingt work keep it up Excellent service to the customers Reviewed on: 10th May 2026
mohammed amad 's avatar
mohammed amad

Latest lowest rating:

1

Frustrating and stressful The site is becoming increasingly hard to navigate. Direct debits do not seem to wok properly like other places. The money does not leave your bank on... Read more Reviewed on: 10th May 2026
Lyndsey 's avatar
Lyndsey

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103376)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Secure payments and easy for refunds.

5
Secure payments and easy for refunds. Reviewed on: 5th May 2026

They provide a very useful range of products with re...

5
They provide a very useful range of products with reward for using them and reasonable interest rates Reviewed on: 5th May 2026

Great service always very helpful

5
Great service always very helpful Reviewed on: 5th May 2026

Seamless credit for online purchases.

5
Seamless credit for online purchases. with pay in three option that is a very useful feature. Reviewed on: 5th May 2026

Convenient and Secure

5
I’ve been using PayPal for a while now, and overall it’s a convenient and reliable way to manage online payments. It’s widely accepted, which makes shopping online or sending money to others very easy. I like that I don’t have to share my card details with every seller, and the buyer protection gives some peace of mind when purchasing from unfamiliar websites. Reviewed on: 5th May 2026

Very convenient, PayPal credit helps alot when shopp...

5
Very convenient, PayPal credit helps alot when shopping online. Compatible with most sites. Reviewed on: 5th May 2026

Always great when contacting for an issue with quick...

5
Always great when contacting for an issue with quick response time Reviewed on: 5th May 2026

Straight-forward and simple

5
Never any issues, simple connectivity with the app makes payments simple. Reviewed on: 5th May 2026

They’ve handled my payments and missed payments extr...

5
They’ve handled my payments and missed payments extremely well Reviewed on: 5th May 2026

Love the choice for paying in 3 or a credit card sty...

5
Love the choice for paying in 3 or a credit card style option. Accepted straight away Reviewed on: 5th May 2026