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PayPal: PayPal Credit reviews

4.90
Based on 103,417 reviews, last reviewed 10th May 2026
2425800% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing! Amazing! Always been a user for the quick transactions. Reviewed on: 10th May 2026
Nirosh F's avatar
Nirosh F

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103417)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic service, always very helpful if I have a q...

5
Fantastic service, always very helpful if I have a query or question. Have helped me out with lots of shopping! Easy to use and makes purchasing smooth and easy! Reviewed on: 5th May 2026

PayPal has been a major contributor to my trust in t...

5
PayPal has been a major contributor to my trust in this days where fraud has become rampant. It built my confidence Reviewed on: 5th May 2026

Ease of use

4
It’s very easy to use and has clear terms and conditions Reviewed on: 5th May 2026

PayPal Credit equals Financial Freedom

5
PayPal Credit equals Financial Freedom Reviewed on: 5th May 2026

5 star creditor.

5
Love the fact you can spend £99 or more on certain sellers pages and have 4 months 0% intrest. Love paying in three payments too. So many options for families Reviewed on: 5th May 2026

Very handy

5
I'd use PayPal for everything if I could it makes online shopping so easy Reviewed on: 5th May 2026

Trust and Support

5
I trust paying with paypal….. I feel my money is safe Reviewed on: 5th May 2026

Paypal has made my financial life much easier thanks...

5
Paypal has made my financial life much easier thanks to their secure payment platform and ability to spread out big ticket purchases Reviewed on: 5th May 2026

I love the 4 month interest free

5
I love the 4 month interest free Reviewed on: 5th May 2026

Gives you peace of mind when ordering on line goods

5
Gives you peace of mind when ordering on line goods Reviewed on: 5th May 2026