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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103903 reviews)

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4.90

Based on 103,903 reviews, last reviewed 11th May 2026

2448350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103903)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and convenient.

PayPal Credit is really easy to use and super convenient. The whole process is simple, and once you’re set up, it just works smoothly with PayPal when you’re checking out. It’s handy if you want a bit of flexibility with payments, especially for bigger purchases. Overall, it’s a straightforward and useful option to have. Reviewed on: 5th May 2026

Trustworthy service

I always feel safe when using PayPal to make purchases on-line. I trust the service and feel confident that I can receive assistance from customer support if required. Reviewed on: 5th May 2026

Easy to play for your items across lots of different...

Easy to play for your items across lots of different buying platforms. Reviewed on: 5th May 2026

Used Paypal credit to spread an expensive purchase o...

Used Paypal credit to spread an expensive purchase over 4 months. It was a great interest free deal and the payments went through with zero hassle Reviewed on: 5th May 2026

Easy and reliable credit option

I have had a smooth experience using PayPal Credit. Payments are easy to manage and the app is simple to use. It helps when I need flexibility with purchases. Customer service has also been helpful whenever I needed support. Reviewed on: 5th May 2026

Very pleased with PayPal Credit.

Very pleased with PayPal Credit. A setup and safe tool to keep in my wallet Reviewed on: 5th May 2026

I wish the interest rates were so high but overall g...

I wish the interest rates were so high but overall good service Reviewed on: 5th May 2026

Easy to set up and quick conformation off acceptance

Easy to set up and quick conformation off acceptance Reviewed on: 5th May 2026

Pay in 3 great surprise

Pay in 3 was offered out of the blue and has been extremely helpful and useful...I didn't even know this existed ItIt'great that it allows more than one purchase on pay in 3 ...at the same time Reviewed on: 5th May 2026

I feel safe with PayPal...

PayPal always make feel that money and transactions are always safe never had any difficulty dealing with any problems that have arisen Reviewed on: 5th May 2026

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