Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 80,310 reviews, last reviewed 21st Apr 2026
2722100% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm using PayPal from last good 8to nine years no pr... I'm using PayPal from last good 8to nine years no problem at all easy to contact customer service and they solve problems within few minutes thanks Reviewed on: 21st April 2026
Arooj i's avatar
Arooj i

Latest lowest rating:

2

Not bad, just I cannot have any cash flow through Pa... Not bad, just I cannot have any cash flow through PayPal, to many limits and unknown rules what I do not get it, as I know workers who have PayPal and... Read more Reviewed on: 21st April 2026
Iulian's avatar
Iulian

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (80310)

Fantastic

5
This is such an amazing product. I love having the option of spreading the cost interest free for 4 months especially on eBay. It’s brilliant to use with other businesses too with their pay in 3 option. I love it! Reviewed on: 13th June 2022

Great card

5
It been soo helpful in this difficult time. Customer service was helpful when I contacted them. Reviewed on: 13th June 2022

Top

5
Love it me! More then others I always use it it’s very handy ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th June 2022

Thank GOD for Paypal

5
Its not called PAY PAL for nothin. Its your money pal and can get you out of trouble or just relax and enjoy spending without worrying about your bank balance getting low. PayPal gives you the most flexible options to buy stuff and plenty chances to pay it back whichever way you choose using the pay outright from your credit card or pay in 3 or pay or pay whichever you like whenever you like within the 4 weeks passing so long as you've covered the 4 weekly amount due or you can pay as little or as large as you like to bring down your credit re payment at no extra charge. PayPal is AWESOME Reviewed on: 13th June 2022

Best Credit Card

5
Best Credit Card. Stress free. I recommend people to apply for it. Reviewed on: 13th June 2022

PayPal

5
Easy to apply and use . Simple to set up direct debit payment Reviewed on: 13th June 2022

Paypal credit

4
Pleasant experience, easy to use Reviewed on: 13th June 2022

Need times it was there for me

4
I have had a good experience with PayPal I would use it agin and I have told my friends about it Reviewed on: 13th June 2022

Quick and easy

5
No nonsense, quick and easy payment options with multiple offers regarding spreading the cost of £0 interest for a certain period etc Reviewed on: 13th June 2022

Easy to access

5
Easy to use, easy to Access, and offered payment plans during Covid Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 36782 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 64 reviews
    PayPal
    View all products