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PayPal: PayPal Credit reviews

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4.90
Based on 102,506 reviews, last reviewed 9th May 2026
2384500% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Solid way to make your money efficient Effective if you want your money to last and PayPal credit is very useful, same with pay in three Reviewed on: 9th May 2026
Ardi's avatar
Ardi

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102506)

Fantastic

5
Helping me spread the cost from time to time Reviewed on: 4th May 2026
Siripan S's avatar
Siripan S

Amazing and easy to use.

5
Amazing and easy to use. Ability to use for various things whilst keeping your details secure. Reviewed on: 4th May 2026
Katie M's avatar
Katie M

Best method of payment for years

5
I've been using PayPal for almost 20 years and I have beenbhappy ever since Reviewed on: 4th May 2026
JulesN's avatar
JulesN

Paypal has been amazing throughout my credit journey.

5
Paypal has been amazing throughout my credit journey. Always had pay later option which makes finances more easy Reviewed on: 4th May 2026
Haseeb's avatar
Haseeb

Using paypal make life easy for me

5
Using paypal make life easy for me Reviewed on: 4th May 2026
Fatima 's avatar
Fatima

Very easy to use with no issues

5
Very easy to use and provides really easy ways to pay. Always kept up to date on payment due dates etc, and can pay extra payments or pay more on the monthly payment if I want to. Any issues are quickly sorted and easily with customer services. Used quite a few times now to pay various retailers and will continue to do so to easily spread payments of larger items. Reviewed on: 4th May 2026
donnandarran's avatar
donnandarran

With paypal since 2011.

5
With paypal since 2011. Love it. Use for credit and pay in 3 Reviewed on: 4th May 2026
Olga Volkova's avatar
Olga Volkova

No need to look elsewhere

5
Clear concise instructions for payments. App very easy to navigate. Reviewed on: 4th May 2026
Gary's avatar
Gary

Helpful, easy to use and an app you can trust and ha...

5
Helpful, easy to use and an app you can trust and have confidence in Reviewed on: 4th May 2026
c b's avatar
c b

I’ve had a very good experience using PayPal Credit.

5
I’ve had a very good experience using PayPal Credit. The application process was quick and straightforward, and payments are processed fast without any issues. It’s been reliable and convenient for managing purchases, and I haven’t encountered any problems so far. Reviewed on: 4th May 2026
Mircea i's avatar
Mircea i

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