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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102566 reviews)

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4.90

Based on 102,566 reviews, last reviewed 9th May 2026

2387100% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very reliable professional service Very reliable professional service Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102566)

Good rate easy to use accepted in all shops etc but...

Good rate easy to use accepted in all shops etc but got trouble with paying for credit I used transaction not going through and it’s taking quite a lot of time to see it’s been paid or not Reviewed on: 5th May 2026

Super Duper

Straight forward with no worries of fraud Reviewed on: 5th May 2026

I am using PayPal 15 years always help me shopping...

I am using PayPal 15 years always help me shopping Reviewed on: 5th May 2026

Iv always entrusted my money transactions with paypa...

Iv always entrusted my money transactions with paypal and enjoy the credit card provided too Reviewed on: 5th May 2026

The experience is good, not outstanding.

The experience is good, not outstanding. Reviewed on: 5th May 2026

Very convenient and quick.

Very convenient and quick. Easy to handle and very useful Reviewed on: 5th May 2026

Would be great to talk to a real perdon

If there are issues it can be difficult to speak to a real person Reviewed on: 5th May 2026

Easy and safe

It is always easy to use, and always available. Reviewed on: 5th May 2026

They closed my account without letting me know why a...

They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and it telling me my payment is not working that I should check my account and which I have done but I still can see why it’s not working Reviewed on: 5th May 2026

The friend quietly backing up always from the back.

The silent friend backing up always from the back. Unlike many desperate vocal apps or finance, PayPal credit rarely pops up and talk in notification or email, text etc. But when needed they are proven to be more helpful and easier than others, Unlike other app PayPal app doesn't give complicated risky options, totally safe and reliable. The credit gives a good period of time to repay without extra cost or interest. That's why PayPal Credit stays behind like a friend in need rather than just a financial company or bank. In fact many times I relied on them more than one banks. Reviewed on: 5th May 2026

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