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PayPal: PayPal Credit reviews

4.90
Based on 103,018 reviews, last reviewed 9th May 2026
2407800% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Very good app User friendly and helpful tools. Overall very good app. Reviewed on: 9th May 2026
QQ's avatar
QQ

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103018)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Everything is fine but they should support multicure...

4
Everything is fine but they should support multicurency accounts/wallets Reviewed on: 5th May 2026

Fast and good service

5
Fast and good service never by a problem Reviewed on: 5th May 2026

I have found paypal credit extremely easy to use and...

5
I have found paypal credit extremely easy to use and very flexible. It is a great option for big purchases that you want to spread out over a period of time, if you keep paying the minimum you will pay no interest at all. You can be approved immediately which is fantastic Reviewed on: 5th May 2026

Very simple to use and I like how you have time befo...

5
Very simple to use and I like how you have time before the first payment is due. Reviewed on: 5th May 2026

Great website/app.

5
Great website/app. Really helpful and helps to have credit option to pay off over time. Reviewed on: 5th May 2026

Easy to isr

5
Simple, easy to use, good 0% offers Reviewed on: 5th May 2026

Great experience and great app.

5
Great experience and great app. The credit fees are a bit high and same account can be used when moving country. But good over all Reviewed on: 5th May 2026

Brilliant when you need some help with your purchases.

5
Brilliant when you need some help with your purchases. PayPal Credit is great at giving you that little boost and their customer service is second to none. Reviewed on: 5th May 2026

Brilliant

5
Use my papal all the time never had any trouble Reviewed on: 5th May 2026

Paypal credit is so flexible and easy to use.

5
Paypal credit is so flexible and easy to use. Ive never had any issues with the service. Reviewed on: 5th May 2026

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