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PayPal: PayPal Credit reviews

4.90
Based on 103,049 reviews, last reviewed 9th May 2026
2409100% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal for 20yrs I have used PayPal for 20yrs and found it easy, convenient and safe Reviewed on: 9th May 2026
Susan L's avatar
Susan L

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103049)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Works for me .

5
Works for me .Was ok everytime . Reviewed on: 5th May 2026

I’ve been using PayPal for a while now, and it’s hon...

5
I’ve been using PayPal for a while now, and it’s honestly made managing payments so much easier. The platform is straightforward, secure, and widely accepted, which gives me peace of mind when shopping online or sending money. What I appreciate most is how fast transactions are—whether I’m paying for something or receiving funds, everything feels seamless. The buyer protection is also a big plus, adding an extra layer of confidence when making purchases. Overall, PayPal has been reliable, convenient, and user-friendly. Definitely a go-to option for anyone who wants a hassle-free way to handle online payments. Reviewed on: 5th May 2026

Best experience ever.

5
Best experience ever. Smooth interaction and transaction processing. Commitment with immediate resolution. Reviewed on: 5th May 2026

Had good experiences with pay pal, always reliable a...

5
Had good experiences with pay pal, always reliable and I like the service that allows you to pay later. That for me has been a great help. Ive always found my money to come into my account straight away and it never takes too long Reviewed on: 5th May 2026

Great service, good rates and easy to set up

5
Great service, good rates and easy to set up Reviewed on: 5th May 2026

Very helpful especially when you can spread your pay...

5
Very helpful especially when you can spread your payments Reviewed on: 5th May 2026

PayPal credit is reliable and useful.

5
PayPal credit is reliable and useful. I have recommended this to friends Reviewed on: 5th May 2026

Seamless, easy, great value.

5
Seamless, easy, great value. Try it. Reviewed on: 5th May 2026

I have used PayPal for many years.

5
I have used PayPal for many years. Recently I took out a PayPal credit card. I have never had any problems with either of my PayPal accounts. Reviewed on: 5th May 2026

Overall, I'm satisfied, but not all stores support P...

4
Overall, I'm satisfied, but not all stores support PayPal cards. Reviewed on: 5th May 2026