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PayPal: PayPal Credit reviews

4.90
Based on 103,087 reviews, last reviewed 9th May 2026
2410950% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and fuss free, great customer service. It's very easy to use. Also I had an issue where I missed a payment but there had been a mistake. Customer services resolved my issue and removed the ... Read more Reviewed on: 9th May 2026
Bobbie's avatar
Bobbie

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103087)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

good overall experience, always helpfull if on the v...

5
good overall experience, always helpfull if on the vary rare occasion I have a problem Reviewed on: 5th May 2026

website very easy to use plus a company that you can...

5
website very easy to use plus a company that you can trust never had any problems Reviewed on: 5th May 2026

Very easy to use.

5
Very easy to use. No interest for 4 months Reviewed on: 5th May 2026

It’s fine.

5
It’s fine. Sometimes useful that it’s there but try not to use it. Downside is the lack of visibility - I never check my PayPal account. It’s the one payment I’ve ever missed and has been a black mark for the last few years! Reviewed on: 5th May 2026

Very helpful

5
They've always been very helpful when ive had a problem, recommend Reviewed on: 5th May 2026

I have used paypal for years very happy

5
I have used paypal for years very happy Reviewed on: 5th May 2026

Excellent, straight forward and easy to use

5
Excellent, straight forward and easy to use Reviewed on: 5th May 2026

Fantastic service, easy, provides help when you need...

5
Fantastic service, easy, provides help when you need it Reviewed on: 5th May 2026

Easy to use love the interest four months free...

5
Easy to use love the interest four months free Reviewed on: 5th May 2026

It's all great.

5
It's all great. I use all features Reviewed on: 5th May 2026