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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 102,715 reviews, last reviewed 9th May 2026
2393850% increase in 5 star reviews
in the past 90 days
6950% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

An efficient service, used for a long time with no i... An efficient service, used for a long time with no issues Reviewed on: 9th May 2026
Andrew Smith's avatar
Andrew Smith

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026
Khyati Bangude's avatar
Khyati Bangude
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (102715)

Never had a single problem

5
Never had a single problem with any transactions. Reviewed on: 5th May 2026
kasiagrabowski@aol.c om's avatar
[email protected] om

PayPal Pay in 3 is useful because it lets you spread...

5
PayPal Pay in 3 is useful because it lets you spread the cost of purchases into three interest-free payments, making items more affordable without taking on expensive credit. It’s quick to set up, with a simple approval process and no hidden fees if you pay on time. Payments are taken automatically, helping you stay on track. For longer periods, PayPal Credit offers flexible repayments, allowing you to manage bigger purchases over time. You also benefit from PayPal’s buyer protection, adding security if something goes wrong with your order. Overall, it’s a convenient, flexible way to manage spending while keeping control of your budget. Reviewed on: 5th May 2026
Anthony's avatar
Anthony

You can always speak to a person on the phone when...

5
You can always speak to a person on the phone when you have a query , and they sort it out and explain it all clearly Reviewed on: 5th May 2026
Lynn G's avatar
Lynn G

Great service, with payment options

5
Great service, with payment options Reviewed on: 5th May 2026
Karl Frewin's avatar
Karl Frewin

Good, nice helpful service, excellent finance tools

5
Good, nice helpful service, excellent finance tools Reviewed on: 5th May 2026
Kelvin D's avatar
Kelvin D

Amazing the customer service, here, recently had.

5
Amazing the customer service, here, recently had. a problem with an online purchase, PayPal where on it immediately..thanks to you all.. Reviewed on: 5th May 2026
Geoffrey L's avatar
Geoffrey L

With PayPal I feel secure in every aspect

5
Great service, where you feel safe when purchasing. A way of securing your money. Reviewed on: 5th May 2026
Fran Neves's avatar
Fran Neves

My preferred payment option

5
Easy to use the app, good choice of payment options. Secure way of paying online. Reviewed on: 5th May 2026
Karen E's avatar
Karen E

I use PayPal for my every day purchases and find it...

5
I use PayPal for my every day purchases and find it very convenient, it’s great to have the option of pay in 3 and 0% for 4 months on larger purchases. Reviewed on: 5th May 2026
Suzanne W's avatar
Suzanne W

Really simple way to get credit.

5
Really simple way to get credit. Great customer service Reviewed on: 5th May 2026
Katrina B's avatar
Katrina B

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