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PayPal: PayPal Credit reviews

4.91
Based on 50,776 reviews, last reviewed 2nd Jul 2025
1839900% increase in 5 star reviews
in the past 90 days
1533% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, Secure, and Easy to Use -highly recommended I’ve been using PayPal for several years now, and it has consistently been a dependable and secure platform for managing online payments. Whether I’m ... Read more Reviewed on: 2nd July 2025
Rakshya R's avatar
Rakshya R

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50776)

My Go to online payment method.

5
Peace of mind for purchasing online,any issues dealt with quickly and satisfactorily. Reviewed on: 26th May 2025

Since day one the staff always help with any questio...

5
Since day one the staff always help with any questions that I have had, always puts my mind at ease and I never have to worry. Reviewed on: 26th May 2025

Great experience, very quick and easy to access.

5
Great experience, very quick and easy to access. PayPal credit was quick with instant access and easy to repay. I would prefer to use PayPal credit pay in 3 over any other credit service. Reviewed on: 26th May 2025

Easy to use and very good value.

5
Easy to use and very good value. Reviewed on: 26th May 2025

Very good product and service.

5
Very good product and service. Nothing negative to report about kt Reviewed on: 26th May 2025

Easy to pay for a item on a stretched budget on c...

5
Easy to pay for a item on a stretched budget on credit over 3 Easy instalments . You have peace of mind with payment of purchase protection with every purchase from buying goods on line. Like from Ebay and amazon. You can save with PayPal and pay bills Easy useing at a click of your button on line with your tablet or smart phone .also you can pay for High Street shopping when out on your adventure down town . If you see a bargain you see in a special sale you can spread your payments with extra time to budget. Reviewed on: 26th May 2025

Convenient installments

5
I can spread shopping in installments without percentage. Easy and convenient payment of purchases. Reviewed on: 26th May 2025

Worth using it

5
I use Paypal Credit quite a lot on payments that allows using it. It is easy to use, interest is ok, no more that any other Credit cards. Reviewed on: 26th May 2025

Very handy always available for secure shopping

5
Very handy always available for secure shopping Reviewed on: 26th May 2025

Love PayPal credit, no hidden terms or fees

5
Love PayPal credit, no hidden terms or fees Reviewed on: 26th May 2025

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