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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145955)

I have been with PayPal for years now.

5
I have been with PayPal for years now.. Best customer service Reviewed on: 13th June 2026

spread the.cost

5
Really good especially using pay in 3 to spread the cost a little Reviewed on: 13th June 2026

It's so easy to apply, good customer service.

5
It's so easy to apply, good customer service. Reviewed on: 13th June 2026

Easy to used, and can choose terms to pay

5
Easy to used, and can choose terms to pay Reviewed on: 13th June 2026

PayPal has been a mainstay of my financial journey.

5
PayPal has been a mainstay of my financial journey. I have used it for safety.. purchases online and more recently for credit. The app is so simple to use. A fantastic experience Reviewed on: 13th June 2026

Satisfactory service

5
It is straight forward and easy to use. Reviewed on: 13th June 2026

You can always rely on PayPal.

5
You can always rely on PayPal. You have a number of ways to pay. Customer services are always excellent in helping you with payment problems. I have been with them for years it helps me to purchase what I want and spread the cost. I have recommended them to friend and family. They make my life much easier. Thank you PayPal. Reviewed on: 13th June 2026

Good amazing

5
Good amazing nice easy Good amazing nice easy Reviewed on: 13th June 2026

This is the best company I've worked with so far.

5
This is the best company I've worked with so far. Reviewed on: 13th June 2026

Very good

5
Very good, quiet efficient and very helpful Reviewed on: 13th June 2026

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